NIU

Looking for a decent Georgia health insurance

Posted by Stacy on Saturday, September 27, 2008 10:32 PM

These days it is hard to find a good private pay insurance plan. Sure if you are covered by Medicare or Medicaid well then you have it made, and Blue Cross Blue Shield is a great plan, but it can be hard to get such a comprehensive plan unless you are working for a large company or corporation who offers some great benefits. A friend of mine has Georgia health insurance through his employer and is very happy with his coverage as well. I just recently found out that with times being so tough, my employer is cutting out some more of our benefits and with this the cost of our insurance will cost about double what it costs us out of pocket right now and so I have been shopping around for different insurance plans, and they are actually more expensive than the plan through my company even with the rate hike. I am really hoping that I can find a good insurance company cheap, but my wife says that I will be out of luck. She says over the past few years insurance premiums are going through the roof and I will be lucky if I can find a policy at the same cost my company is charging. I am just worrying that will not leave us enough money to live on. Right now we are living paycheck to paycheck and I just don't think that losing about another $400 per month is something that we can really afford in these tough economic times. My wife and I already both work and I really don't want to have to get a second job just to be able to keep my family insured. The financial crunch is being felt by all, I know, but how are regular families supposed to keep going when the price of everything keeps going up. Also, around here I am lucky just to still have a job, after all one plant is moving to Mexico and closing its doors here, and another is having a major layoff. I guess just the fact that I still have my job is a major blessing, after all some people would think that I am lucky. I am worried about making ends meet and thinking that we are going to have to do some cutting back if we are going to survive it all.