For all the years that Josh’s parents were together his mom was a stay at home mom and had never really had to handle her own finances. Now Josh’s father is still giving her some money, but managing it has become solely her responsibility. She is now beginning to realize that she really needs to get some credit cards in her name and start building her own good credit. For years she has just relied on him and his handling of her finances, so she really doesn’t have much on her credit report. She has been applying for credit cards in her maiden name and because they are still legally married, she is using his income to help her get approved for some cards. So far she has gotten an American Express card and a Visa Card, so I think this is a good start, however, I am not really sure if doing this is the right thing, but unfortunately she needs to start somewhere and being that she has been married to him without her own income or real credit for so long, it seems her only option. This is a good reason to be careful how dependent you are on your spouse, if they leave you or die, you could be left with no idea of how to take care of yourself, and that is a scary place to be in.

Mom is taking some big steps in the right direction, like establishing a good credit rating; she has also gotten a job. She is really starting to fall in to her new role as her own woman and I really didn’t think that it would happen, but it is nice to see.

I am glad that she has gotten a job and begun working; I think this is a good step for her, to get her out of the house and be around people during the day. She needs a break from the house and her own thoughts I think. Plus she has been going out with her friend Milly a lot and that is really good for her as well.

Overall, I think that she will really be okay, which is really good news not only for Josh, but for me as well. The truth is Josh and I are trying to plan a future together, and quite honestly, in my book that doesn’t involve having his mother with us forever. I will always love her and help her in everyway possible, but I don’t really want to live out the rest of my days with me on one side of Josh and her on the other. I think that would be kind of creepy.